Are you in the midst of the FORECLOSURE TSUNAMI? in Longmont Colorado 80301

The brutal facts about the Colorado foreclosure market are simple.  For the past year Colorado has ranked #1 and #2 with the highest amount of properties in foreclosure in the nation. There was 500 billion dollars worth of adjustable rate mortgages that reset in 2006.  The projection of adjustable rate mortgages for 2007 is 1.5 Trillion dollars.  Colorado’s foreclosure rate is up almost 65% from one year ago.  Close to one out of every one hundred homes are being hit with a foreclosure.  From these facts it’s easy to predict what 2008’s real estate market will look like.    Colorado is in the midst of a foreclosure tsunami. 

What most people do not know is that there are options to avoid a foreclosure.  Even if your bank or lender has exhausted all options for refinancing your mortgage, there are alternatives.  A knowledgeable real estate agent can negotiate with your financial institution and help you avoid the heartache of a foreclosure. 

As of January 1^st 2008 Colorado will put HB 07-1157 into effect.  This is the Foreclosure “Clean-Up” Act which benefits homeowners by allowing them more time and more options to “cure” their situation and avoid foreclosure.  A Realtor with a complete understanding of this legislation can be an amazing asset to anyone within the grasp of a foreclosure.

            In today’s market there are more complex issues than just buying and selling real estate. I  understand these issues.  With specialized training and a team of hundreds of real estate professionals, I am determined to help anyone facing a foreclosure.  Education is your best defense against the unknown.  Don’t wait another day and call for a free consultation.

Yours Faithfully,

Keith Kozielski